Up to 4.50% APY2 CD for 12 Months
The best rates for your hard-earned savings for funds new to Kalsee CU, with the ability to add funds during the term of your CD online or via member service representative. And because we value your relationship so highly, reach Platinum or VIP Perks status, and we'll bump your rate by 0.25% APY* to say thank you!
Earn a high interest rate with the security of knowing your funds are insured up to $250,000.
Lock in a great rate today as rates fall! Stop by a branch, request an appointment online or call 269-382-7800 today!
Request an appointment Branch Locations
Certificates of Deposit (CDs)
- Minimum deposit of just $500
- Add-On CD option allows you to continue to deposit to the CD during its term
- Youth CDs available with a minimum deposit of just $100 and an add-on option
- Interest compounds quarterly
- (Pssst… Don’t worry, your funds are always yours. You can still redeem your CD early in an emergency.1)
Add-On CDs
- Decide when you want to hit your goal (your CD term) and how much you want to save.
- Use our online calculators or work with a Member Service Representative to decide how much you need to be saving each month to reach your goal in time.
- Set up automatic monthly transfers from your checking account to your #LifeGoals account via online banking or our mobile app so that you stay on track!
Not Your Grandma’s CD
Pro Tip:
Rather than putting all your funds in one CD, choose multiple CDs and “ladder” their maturity dates. This is a great strategy for the option of accessing funds every 6 months with the higher rates of longer-term CDs.
Start by opening a 6-month CD and a 12-month CD. When the 6-month CD matures, move it to a 12-month. Now your two 12-month CDs are staggered to mature at 6 month intervals.
Regular, IRA, and Youth CD Rates
As high as 4.50% APY1
More to Explore
1 APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings. CDs are subject to early redemption penalties: 6-month CD, loss of 30 days interest; 1-year CD, loss of 90 days interest; 2-5-year CD, loss of 180 days interest. Rates effective .
2 APY = Annual Percentage Yield. Rate accurate as of 11/1/24. Rate subject to change. Available for a limited time. 4.25% APY for 12 months base, Platinum or VIP Perks +0.25% = 4.50% APY. Minimum balance of $500 and maximum of $1,000,000 per member. Funds currently on deposit at Kalsee Credit Union are not eligible. Penalty applies for additional early withdrawals. Fees may reduce earnings. Kalsee Credit Union membership required. See branch for additional details.
How Do I...
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