Your business is so much more than a means to the bottom line.
Your company's checking account is an active player in every business day and part of your financial foundation. Make sure you get the account that delivers what you want. With Kalsee Credit Union, you have three options designed to align with businesses of various sizes and needs. Whichever one you choose, these shared features provide convenience and flexibility.
- Monitor your accounts, transfer funds and pay bills through Online Banking
- Download our Mobile App for on-the-go access and to deposit checks with your device's camera
- Use your business debit card for purchases and fee-free ATM withdrawals at more than 30,000 ATMs nationwide
Lift Business Checking
Earn 1.50% APY1 on your balance up to $100,000.
There's no debate–a checking account is a must-have. So get one that gives more back to your bottom line. That's Lift Business Checking, which generates significant dividends just for your everyday banking activities.
No extra effort needed.
- Includes 150 items per month (checks paid, deposited, disbursed, and presented)
- Each item is just $0.25 beyond the 150-per-month threshold
- No monthly fee
Simple Steps Lead to Dividends
When you do these activities with Lift Business Checking each monthly cycle, you can earn our 1.50% APY1 on balances up to $100,000.
- Make at least 12 debit or credit card purchases or ACH transactions (or any combination thereof)
- Receive eStatements
- Log in to Online or Mobile Banking at least once a month
If you don't meet the qualifications during the cycle, there are no penalties. You can try again next month to earn higher dividends.
Business Interest Checking
For your growing business, Business Interest Checking delivers all the resources you need. Take advantage of the opportunity to earn interest on a larger balance.
- Ideal if you maintain a balance of $2,500 or more
- Includes 150 items per month (checks paid, deposited, disbursed, and presented)
- Each item is just $0.25 beyond the 150-per-month threshold
Business Checking
You're looking for a simple, cost-effective business checking account with features to help you manage money more efficiently. You've found the solution with our Business Checking. It's the ideal solution if your business runs a moderate amount of transactions every month.
- Includes 150 items per month (checks paid, deposited, disbursed, and presented)
- Each item is just $0.25 beyond the 150-per-month threshold
Direct Deposit
Push your payroll file out electronically via our ACH direct deposit origination service.
Business Checking Rates
Up to 1.50% APY1
| Balance Tiers | APY1 | Dividend Rate |
|---|---|---|
| Lift Business Checking2 | ||
| $0 - $100,000 | 1.50% | 1.490% |
| $100,000+ | 0.35% | 0.350% |
| Business Interest Checking | ||
| $2,500 - $24,999 | 0.15% | 0.145% |
| $25,000+ | 0.30% | 0.300% |
Documentation needed to open a business account:
- Valid driver’s license
- Social Security Number (SSN) or Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate
- Valid driver’s license for each partner
- Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate
- Certificate of Co-Partnership
- Partnership Agreement
- At least two partners and anyone who owns 20% or more of the business must be present at account opening
- Valid driver’s license
- Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate (if applicable)
- Certificate of Good Standing
- Articles of Organization
- Operating Agreement (not required for single member LLC)
- At least two LLC members and anyone who owns 20% or more of the business must be present at account opening
- Valid driver’s license for each authorized signer
- Employer Identification Number (EIN) Assignment Letter
- Assumed Name Certificate (if applicable)
- Certificate of Good Standing
- Corporate Resolution (to obtain credit and grant collateral)
- Articles of Incorporation
- At least two officers of the corporation and anyone who owns 20% or more of the business must be present at account opening
1 APY = Annual Percentage Yield. Rates effective Monday, June 22, 2020.
2 APY = Annual Percentage Yield. You may qualify for monthly rewards if you meet the qualification requirements for each month: 1) make 12 debit or credit card purchases or ACH transactions that post and settle to your account; 2) access Online Banking at least one time per month; and 3) be enrolled in/receive e-statements. The monthly qualification cycle is the calendar month. One account per tax ID. When qualifications not met, account will earn 0.05% APY. Rates accurate as of 12/1/24, subject to change. Fees may reduce earnings. Tiered rate account: if you meet the qualification requirements during the monthly qualification cycle, 1.50% APY will apply to balances $100,000.00 and below; 0.35% APY will apply to balances of $100,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range.
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